Tamper Proof Electronic Banking Hash Based Generator

The solution to this problem is simple: to compute the response hash for a payment the calculator should not only use the pin, card number and challenge but also the account number (and optionally the amount) to which the amount is being transferred. That way it will be impossible for criminals to illicitly transfer sums to an account, since the response generated by the calculator will not match.

Publication Date
19 February 2009

Tags
cyber-crime bank accounts


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We are attempting to mobilize the creativity and innovative capacities of the Linux and broader open source community to codify the universe of preexisting inventions in defensive publications that upon publication in the IP.COM database will immediately serve as effective prior art that prevents anyone from having a patent issued that claims inventions that have already been document in a defensive publication. In addition to creating a vehicle to utilize this highly effective form of IP rights management for known inventions, it is hoped that the community will use defensive publications as a means of codifying future inventions should the inventors prefer not to make their invention the subject of a patent disclosure and application.

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